Comprehensive Travel Insurance Services for Canadians in Beaumont, Alberta

Exploring new destinations should bring excitement—not financial worry. At Trustwise Insurance, we provide comprehensive Travel Insurance Services in Beaumont, Alberta, to protect Canadians wherever they go. Whether you’re traveling across provinces, heading to the U.S., or embarking on an international adventure, our expert team ensures you’re fully covered for medical emergencies, trip cancellations, and unexpected travel disruptions. With our local expertise and access to Canada’s top insurers, we help you travel confidently, knowing you have the right protection every step of the way.

Secure Your Adventure: Expert Coverage for Travel Outside Your Province

Planning a trip excites everyone, whether it’s a quick weekend in the US, a snowbird’s winter escape, or an international family vacation. However, well you plan, unexpected incidents—from a sudden illness or injury to a canceled flight or lost luggage—can turn your dream trip into an expensive nightmare.

At Trustwise Insurance, we provide clear, reliable, and affordable Travel Insurance plans for all Canadian residents in Beaumont. As your local, expert insurance broker, we shop the top Canadian insurers to ensure you have the vital financial protection you need for emergencies outside of Alberta, anywhere in the world.

Why Your Provincial Health Plan is Not Enough (The Alberta Reality)

Many Albertans mistakenly believe their provincial health plan (AHCIP) fully covers them when they leave the province. This is a costly misconception.

The Alberta Health Care Insurance Plan (AHCIP) offers very limited coverage for medical services outside of Canada, and even within other Canadian provinces/territories.

AHCIP Coverage Outside Canada:

• Limited Reimbursement: AHCIP only pays a tiny fraction of the actual cost for emergency services outside Canada. For example, it pays a maximum of $100 CAD per day for in-patient hospital services, while the actual hospital bill in the US could be over $10,000 per day.
• No Upfront Payment: Hospitals and clinics in foreign countries often demand immediate cash payment and may refuse treatment without proof of comprehensive medical coverage.
• No Non-Medical Coverage: AHCIP provides zero coverage for emergency air ambulance, trip cancellation, trip interruption, or lost baggage.

Travel Insurance is essential to fill this enormous gap, saving you from financial catastrophe in a medical emergency abroad.

What Travel Insurance Covers (Emergency and Non-Medical Protection)

Your travel insurance is a comprehensive safeguard, offering various plans to suit your unique travel style and needs.

Core Coverage Plans (Customizable Limits up to $10 Million)

1. Emergency Medical Insurance Plans:
   • Emergency Hospitalization & Physician Services
   • Emergency Medical Evacuation/Air Ambulance
   • Emergency Dental Treatment
   • Repatriation of Remains
   • COVID-19 Related Medical Costs: Specific coverage options are available for emergency medical costs related to contracting COVID-19 while traveling.
2. Trip Cancellation or Trip Interruption Insurance:
   • Reimburses pre-paid, non-refundable trip expenses (flights, hotels, tours) if your trip is canceled or interrupted due to a covered reason (e.g., illness, death in the family, or other unforeseen events).
3. Accidental Death and Dismemberment (AD&D):
   • Provides a lump-sum payout in case of severe injury or death during your covered trip.

All-Inclusive & Non-Medical Packages

• All-Inclusive Holiday Package (Single Trip): Bundles Emergency Medical, Trip Cancellation/Interruption, AD&D, and often includes Baggage and Rental Car Protection.
• Non-Medical Package (Single or Multi-Trip): Focuses on non-health-related risks, including Trip Cancellation/Interruption, AD&D, and Baggage.

Optional Coverage (Riders/Add-ons)

• Baggage Insurance: Coverage for loss, theft, damage, or delay of personal belongings.
• Rental Car Protection: Coverage for physical damage to a rental vehicle (Collision Damage Waiver), avoiding high fees charged by rental agencies.
• Sports & Activities Coverage: Specialized coverage for high-risk activities not covered by standard plans.

Why Trustwise Insurance is Your Beaumont Travel Expert

Choosing an insurance broker who understands the intricacies of travel regulations and health coverage is critical.

• Local Expertise, Global Reach: We provide personalized Beaumont service combined with access to policies from Canada’s most trusted national and international insurance providers.
• Coverage for Pre-Existing Conditions: We specialize in finding plans that provide coverage for stable pre-existing medical conditions, provided you meet the required stability period (typically 90 or 180 days).
• Credit Card Coverage Review: We will thoroughly review your existing credit card travel insurance benefits, highlighting where the coverage limits or duration restrictions fall short, and advising on a necessary top-up.
• Transparency and Trust: We ensure you understand the details of your policy, including the Stability Clause and any Government of Canada Travel Advisory restrictions, so there are no surprises during a claim.