Accidental and Sickness Insurance in Alberta provides essential financial protection for individuals and families facing unexpected accidents or illnesses. This insurance ensures that if you are unable to work due to injury or sickness, you receive income replacement, coverage for medical expenses, and support for rehabilitation. With customizable plans and flexible coverage options, Accidental and Sickness Insurance helps you maintain financial stability, focus on recovery, and secure peace of mind for yourself and your loved ones.

Accident & Sickness Insurance provides financial protection and support if you are unable to work due to an accident or illness. This type of insurance helps cover medical expenses, provides income replacement, and ensures you can focus on recovery without worrying about financial stress.

Why It’s Necessary:
Accident & Sickness Insurance is essential because it provides financial support during times when you cannot work due to an unexpected injury or illness. It helps cover medical expenses, replaces lost income, and ensures you can focus on recovery without financial stress. This insurance protects your financial stability and your family’s well-being during challenging times.
A: Accident & Sickness Insurance provides financial protection if you are unable to work due to an injury or illness. It covers medical expenses, income replacement, rehabilitation costs, and other related expenses depending on your policy.
A: In most cases, a medical exam is not required. However, some insurers may ask basic health questions to determine your eligibility and coverage amount.
A: The waiting period varies by policy. Some plans offer coverage from the first day of disability, while others may have a short waiting period before benefits begin.
A: No. This insurance is also ideal for self-employed individuals, contractors, or anyone without employer-provided benefits. It ensures income protection and medical coverage during recovery.
A: Yes. Most insurance providers offer flexible plans where you can choose the coverage amount, benefit period, and optional riders to match your personal or professional needs.